Whether or not our clients are a first time home buyer or purchasing a new home in Medford Massachusetts, our vetted loan officers have a solid understanding of the local area real estate market and what it takes to secure your dentist home loan with proficiency and expertise.
Our loan officers in Medford Massachusetts provide special financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer stipulations than their competitors.
If you are trying to find a dentist mortgage in Medford Massachusetts then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a customized loan program designed just for dentists in the home buying process.
We understand the personal financial demands of your student loan liability, and how essential it is to maintain working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
Quite a few dentists in Medford Massachusetts may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these reasons smart financial institutions know that dentists are a good bet considering that they historically have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking with the best home loan officer makes an enormous difference.
Buying a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will provide greater security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the house.
No matter if you’re moving down the street, across town or across the country, we are available to lend a hand you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Medford Massachusetts dentist home loan program!