Whether our clients are a first time home buyer or buying a new home in Montgomery Alabama, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to secure your dentist home mortgage with efficiency and expertise.
Our loan officers in Montgomery Alabama provide special financing for dentists, exactly like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with far fewer terms than their competitions.
If you are trying to find a dentist home loan in Montgomery Alabama then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialty loan program made just for dentists in the home buying process.
We are aware of the financial demands of your student loan debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
A lot of dental professionals in Montgomery Alabama may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart lenders know that dentists are a good bet considering that they historically have an extremely low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply consulting with the best home loan officer makes an enormous difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are thinking about waiting until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will definitely offer more security and overall flexibility, specifically if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
Whether you are relocating down the road, across town or across the country, we are available to assist you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Montgomery Alabama dentist home loan program!