Regardless if our clients are a first time home buyer or purchasing a new home in New York New York, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to secure your dentist home loan with competency and know-how.
Our loan officers in New York New York offer specialized financing for dentists, just like you.
To start with, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of stipulations than their competitors.
If you are looking for a dentist mortgage in New York New York then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a customized loan program made just for dentists in the home buying process.
We are aware of the budgetary demands of your student loan debt, and how important it is to preserve working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
Quite a few dental experts in New York New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart loan providers know that dentists are a good bet because they traditionally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do simply consulting with the right mortgage loan officer makes a tremendous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are looking at waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will most likely offer greater security and overall flexibility, especially if something unanticipated happens. With the 100% financed dentist mortgage loan, you should expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
Regardless of whether you’re relocating down the road, across town or across the country, we are here to assist you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our New York New York dentist home mortgage program!