Regardless if you are a first time home buyer or buying a new home in O Fallon Missouri, our vetted loan officers have a strong understanding of the local real estate market and what it really requires to close your dentist home loan with proficiency and know-how.
Our loan officers in O Fallon Missouri provide exclusive financing for dentists, like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer requirements than their competitors.
If you are searching for a dentist mortgage in O Fallon Missouri then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a customized loan program designed just for dentists in the home purchasing process.
We understand the budgetary demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specifically tailored for your needs.
Quite a few dental experts in O Fallon Missouri may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these reasons smart loan providers know that dentists are a good bet because they historically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply talking with the right home loan officer makes a remarkable difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will definitely provide greater security and overall flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you are relocating down the road, across town or across the country, we are available to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our O Fallon Missouri dentist home mortgage program!