Regardless of whether our clients are a first time home buyer or buying a new home in Passaic New Jersey, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to close your dentist mortgage with competency and know-how.
Our loan officers in Passaic New Jersey offer special financing for dentists, like you.
First, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer terms than their competitors.
If you are trying to find a dentist mortgage in Passaic New Jersey then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a customized loan program created just for dentists in the home purchasing process.
We recognize the personal financial demands of your student loan financial obligation, and how crucial it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
Many dental professionals in Passaic New Jersey may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these reasons smart lenders know that dentists are a good choice considering that they typically have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do simply consulting with the best mortgage loan officer makes an enormous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are considering waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your house will definitely offer greater security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
No matter if you are relocating down the street, across town or across the country, we are here to work with you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Passaic New Jersey dentist home loan program!