Regardless if our clients are a first time home buyer or purchasing a new home in Phenix City Alabama, our vetted loan officers have a strong understanding of the local real estate market and what it really requires to close your dentist home mortgage with efficiency and know-how.
Our loan officers in Phenix City Alabama offer specialized financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with far fewer terms than their competitions.
If you are trying to find a dentist mortgage in Phenix City Alabama then you came to the right place.
You’ve trained very hard to become a dentist and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a customized loan program developed just for dentists in the home buying process.
We are aware of the economic demands of your student loan liability, and how vital it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
Quite a few dental professionals in Phenix City Alabama may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart financial institutions know that dentists are a good choice because they typically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banking institutions that do just simply consulting with the right mortgage officer makes a remarkable difference.
Buying a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are considering waiting until you have the funds?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most situations, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will definitely provide greater security and flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the home.
No matter if you’re relocating down the road, across town or across the country, we are available to help you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Phenix City Alabama dentist home loan program!