Whether or not our clients are a first time home buyer or buying a new home in Port St. Lucie Florida, our vetted loan officers have a strong understanding of the local area real estate market and what it requires to close your dentist home mortgage with proficiency and expertise.
Our loan officers in Port St. Lucie Florida provide special financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of terms than their competitors.
If you are looking for a dentist mortgage in Port St. Lucie Florida then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home loan is a specialized loan program developed just for dentists in the home buying process.
We understand the economic demands of your student loan financial obligation, and how essential it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
Quite a few dentists in Port St. Lucie Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart loan providers know that dentists are a good choice considering that they generally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply consulting with the best home loan officer makes a remarkable difference.
Purchasing a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your house will most likely offer greater security and overall flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you’re moving down the road, across town or across the country, we are available to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Port St. Lucie Florida dentist home mortgage program!