Whether or not you are a first time home buyer or buying a new home in Portland Oregon, our vetted loan officers have a solid understanding of the local real estate market and what it really takes to close your dentist home loan with efficiency and know-how.
Our loan officers in Portland Oregon offer special financing for dentists, exactly like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of requirements than their competitions.
If you are trying to find a dentist mortgage in Portland Oregon then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a specialty loan program made just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan liability, and how important it is to preserve working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
Many dentists in Portland Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these reasons smart lending institutions know that dentists are a good choice due to the fact that they traditionally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do simply speaking to the best mortgage officer makes a tremendous difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at delaying until you have the cash?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most instances, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your house will provide greater security and flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you should expect to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
Whether you’re moving down the road, across town or across the country, we are right here to lend a hand you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Portland Oregon dentist home mortgage program!