Regardless if our clients are a first time home buyer or buying a new home in Richmond Virginia, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to secure your dentist home mortgage with competency and expertise.
Our loan officers in Richmond Virginia provide exclusive financing for dentists, exactly like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer terms than their competitors.
If you are searching for a dentist mortgage in Richmond Virginia then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a specialty loan program created just for dentists in the home buying process.
We recognize the budgetary demands of your student loan debt, and how crucial it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of dentists in Richmond Virginia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these reasons smart lending institutions know that dentists are a good bet considering that they typically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banking institutions that do simply consulting with the right mortgage officer makes a significant difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are looking at delaying until you have the cash?
Our lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your home will provide more security and flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the home.
Whether you’re moving down the road, across town or across the country, we are here to assist you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Richmond Virginia dentist home loan program!