Regardless of whether you are a first time home buyer or buying a new home in Riverside California, our vetted loan officers have a solid understanding of the local real estate industry and what it really takes to secure your dentist home loan with proficiency and know-how.
Our loan officers in Riverside California offer exclusive financing for dentists, just like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with far fewer stipulations than their competitors.
If you are trying to find a dentist home loan in Riverside California then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a specialty loan program put together just for dentists in the home buying process.
We understand the economic demands of your student loan financial debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is exclusively tailored for your needs.
Quite a few dental professionals in Riverside California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these factors smart lending institutions know that dentists are a good bet because they typically have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do simply talking with the best home loan officer makes a tremendous difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your home will most likely offer more security and flexibility, particularly if something unexpected happens. With the 100% financed dentist mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you’re moving down the road, across town or across the country, we are here to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Riverside California dentist home loan program!