Regardless if our clients are a first time home buyer or buying a new home in Roanoke Virginia, our vetted loan officers have a solid understanding of the local real estate market and what it really requires to close your dentist home loan with proficiency and expertise.
Our loan officers in Roanoke Virginia offer specialized financing for dentists, just like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with far fewer terms than their competitions.
If you are searching for a dentist home loan in Roanoke Virginia then you came to the right place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialized loan program put together just for dentists in the home buying process.
We understand the financial demands of your student loan debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specially tailored for your needs.
A large number of dental experts in Roanoke Virginia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart lending institutions know that dentists are a good choice due to the fact that they generally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do simply talking to the right mortgage officer makes an enormous difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest rates too.
Additionally, don’t overlook that having equity in your home will most likely offer more security and flexibility, especially if something unanticipated happens. With the 100% financed dentist mortgage loan, you should expect to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the home.
No matter if you’re moving down the street, across town or across the country, we are available to work with you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Roanoke Virginia dentist home loan program!