Whether or not our clients are a first time home buyer or buying a new home in Rock Hill South Carolina, our vetted loan officers have a solid understanding of the local real estate industry and what it requires to close your dentist mortgage with proficiency and expertise.
Our loan officers in Rock Hill South Carolina offer specialized financing for dentists, just like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of terms than their competitions.
If you are trying to find a dentist mortgage loan in Rock Hill South Carolina then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialized loan program put together just for dentists in the home purchasing process.
We understand the personal financial demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specially tailored for your needs.
A large number of dentists in Rock Hill South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these reasons smart lending institutions know that dentists are a good bet due to the fact that they historically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do simply talking to the right mortgage officer makes a tremendous difference.
Buying a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at delaying until you have the cash?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your mortgage loan paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your home will most likely offer more security and overall flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
No matter if you are relocating down the road, across town or across the country, we are right here to work with you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Rock Hill South Carolina dentist home mortgage program!