Whether you are a first time home buyer or buying a new home in Rocky Mount North Carolina, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to close your dentist home mortgage with proficiency and know-how.
Our loan officers in Rocky Mount North Carolina provide special financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer terms than their competitors.
If you are searching for a dentist mortgage in Rocky Mount North Carolina then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a specialized loan program put together just for dentists in the home buying process.
We understand the budgetary demands of your student loan financial obligation, and how crucial it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specially tailored for your needs.
Many dental experts in Rocky Mount North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these factors smart loan providers know that dentists are a good choice because they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do simply consulting with the right mortgage officer makes a significant difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at delaying until you have the money?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands on interest too.
Furthermore, don’t forget that having equity in your house will provide greater security and flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you’re moving down the street, across town or across the country, we are available to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Rocky Mount North Carolina dentist home loan program!