Whether or not you are a first time home buyer or purchasing a new home in Salem Oregon, our vetted loan officers have a strong understanding of the local real estate industry and what it requires to secure your dentist home loan with competency and know-how.
Our loan officers in Salem Oregon offer specialized financing for dentists, like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of terms than their competitions.
If you are trying to find a dentist mortgage in Salem Oregon then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialized loan program designed just for dentists in the home buying process.
We understand the personal financial demands of your student loan debt, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
A lot of dental professionals in Salem Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or little to no work history.
Despite these reasons smart lenders know that dentists are a good bet due to the fact that they traditionally have an extremely low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply consulting with the right mortgage loan officer makes a tremendous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are looking at delaying until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your home will provide more security and overall flexibility, particularly if something unexpected happens. With the 100% financed dentist home mortgage loan, you should anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for up to 10% of the purchase price just to get out of the home.
Regardless of whether you are relocating down the road, across town or across the country, we are available to assist you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Salem Oregon dentist home mortgage program!