Regardless of whether you are a first time home buyer or purchasing a new home in San Antonio Texas, our vetted loan officers have a solid understanding of the local area real estate industry and what it really takes to secure your dentist home mortgage with efficiency and know-how.
Our loan officers in San Antonio Texas offer specialized financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer stipulations than their competitions.
If you are searching for a dentist home loan in San Antonio Texas then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a customized loan program developed just for dentists in the home purchasing process.
We understand the economic demands of your student loan liability, and how important it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is specifically tailored for your needs.
A large number of dental professionals in San Antonio Texas may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart lending institutions know that dentists are a good bet considering that they historically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply speaking with the right mortgage loan officer makes a significant difference.
Buying a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are thinking about waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your house will most likely provide more security and overall flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you should expect to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
No matter if you’re relocating down the road, across town or across the country, we are here to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our San Antonio Texas dentist home mortgage program!