Regardless if you are a first time home buyer or buying a new home in San Jose California, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to close your dentist home loan with proficiency and expertise.
Our loan officers in San Jose California provide specialized financing for dentists, exactly like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer requirements than their competition.
If you are searching for a dentist home mortgage in San Jose California then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a customized loan program designed just for dentists in the home buying process.
We understand the economic demands of your student loan financial debt, and how crucial it is to maintain working capital for when the time is right with launching your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
A large number of dentists in San Jose California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these reasons smart loan providers know that dentists are a good choice due to the fact that they typically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply speaking to the best mortgage loan officer makes a significant difference.
Buying a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are considering waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t overlook that having equity in your home will most likely offer more security and overall flexibility, particularly if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin underwater. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
Regardless of whether you’re moving down the road, across town or across the country, we are right here to assist you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our San Jose California dentist home loan program!