Whether or not you are a first time home buyer or buying a new home in Scottsdale Arizona, our vetted loan officers have a solid understanding of the local area real estate industry and what it requires to secure your dentist mortgage with competency and know-how.
Our loan officers in Scottsdale Arizona offer exclusive financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer stipulations than their competitors.
If you are searching for a dentist mortgage loan in Scottsdale Arizona then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a specialized loan program made just for dentists in the home purchasing process.
We are aware of the financial demands of your student loan financial debt, and how vital it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specifically tailored for your needs.
A large number of dental professionals in Scottsdale Arizona may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or very little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet because they traditionally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do simply speaking to the right home loan officer makes a significant difference.
Buying a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering delaying until you have the money?
Our lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your mortgage paid off sooner and save thousands on interest too.
Additionally, don’t overlook that having equity in your home will likely provide greater security and overall flexibility, especially if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should expect to begin underwater. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
No matter if you’re relocating down the road, across town or across the country, we are right here to assist you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our az geo dentist home mortgage program!