Regardless if you are a first time home buyer or purchasing a new home in Scranton Pennsylvania, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to close your dentist mortgage with proficiency and know-how.
Our loan officers in Scranton Pennsylvania offer special financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of requirements than their competitions.
If you are looking for a dentist mortgage loan in Scranton Pennsylvania then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialty loan program developed just for dentists in the home purchasing process.
We recognize the economic demands of your student loan financial debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specially tailored for your needs.
Quite a few dental professionals in Scranton Pennsylvania may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these factors smart lending institutions know that dentists are a good bet because they traditionally have an extremely low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply speaking with the best mortgage officer makes a remarkable difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are considering delaying until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest too.
Additionally, don’t forget that having equity in your house will most likely provide greater security and overall flexibility, especially if something unexpected happens. With the 100% financed dentist home mortgage loan, you should expect to start out under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
No matter if you’re moving down the street, across town or across the country, we are available to help you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Scranton Pennsylvania dentist home loan program!