Regardless of whether our clients are a first time home buyer or purchasing a new home in Smyrna Tennessee, our vetted loan officers have a strong understanding of the local area real estate market and what it requires to close your dentist mortgage with proficiency and know-how.
Our loan officers in Smyrna Tennessee provide specialized financing for dentists, just like you.
First, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a lot fewer terms than their competitors.
If you are searching for a dentist mortgage in Smyrna Tennessee then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a specialty loan program made just for dentists in the home buying process.
We are aware of the financial demands of your student loan liability, and how vital it is to maintain working capital for when the time is right with starting your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of dental experts in Smyrna Tennessee may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet due to the fact that they traditionally have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do just simply talking to the right home loan officer makes an enormous difference.
Buying a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the money?
Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest too.
Additionally, don’t overlook that having equity in your home will most likely offer more security and overall flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you should expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the house.
Whether you’re relocating down the road, across town or across the country, we are available to help you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Smyrna Tennessee dentist home mortgage program!