Whether or not our clients are a first time home buyer or purchasing a new home in Spokane Washington, our vetted loan officers have a strong understanding of the local area real estate market and what it requires to close your dentist mortgage with efficiency and know-how.
Our loan officers in Spokane Washington offer specialized financing for dentists, exactly like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of requirements than their competitions.
If you are trying to find a dentist mortgage loan in Spokane Washington then you came to the perfect place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a special loan program designed just for dentists in the home purchasing process.
We are aware of the budgetary demands of your student loan debt, and how vital it is to preserve working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
A lot of dentists in Spokane Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart lending institutions know that dentists are a good bet because they traditionally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do just simply talking to the best mortgage loan officer makes a tremendous difference.
Buying a home doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are looking at waiting until you have the funds?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most cases, you’ll get your home loan paid off earlier and save thousands on interest too.
Additionally, don’t forget that having equity in your house will offer more security and overall flexibility, especially if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the home.
Regardless of whether you’re relocating down the road, across town or across the country, we are right here to assist you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Spokane Washington dentist home mortgage program!