Whether or not our clients are a first time home buyer or purchasing a new home in Springfield Massachusetts, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to close your dentist home loan with efficiency and expertise.
Our loan officers in Springfield Massachusetts offer specialized financing for dentists, like you.
To start with, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer stipulations than their competitions.
If you are trying to find a dentist home loan in Springfield Massachusetts then you came to the right place.
You’ve trained very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a customized loan program designed just for dentists in the home buying process.
We are aware of the economic demands of your student loan financial debt, and how crucial it is to preserve working capital for when the time is right with embarking upon your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specifically tailored for your needs.
A lot of dental experts in Springfield Massachusetts may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good bet because they historically have an extremely low default rate on loans, high earning potential and secure jobs.
Not all lenders offer this specialized product and within banks that do simply talking with the right mortgage officer makes an enormous difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are looking at delaying until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your home mortgage paid off sooner and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your house will most likely offer greater security and flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the house.
No matter if you are relocating down the road, across town or across the country, we are right here to work with you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Springfield Massachusetts dentist home mortgage program!