Regardless if you are a first time home buyer or buying a new home in Springfield Oregon, our vetted loan officers have a strong understanding of the local area real estate industry and what it takes to close your dentist mortgage with proficiency and know-how.
Our loan officers in Springfield Oregon provide special financing for dentists, like you.
First off, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer terms than their competitions.
If you are searching for a dentist home loan in Springfield Oregon then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a specialty loan program created just for dentists in the home purchasing process.
We understand the economic demands of your student loan debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
Quite a few dental professionals in Springfield Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good bet considering that they typically have an exceptionally low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply speaking with the right home loan officer makes an enormous difference.
Buying a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are thinking about waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your home will definitely provide more security and overall flexibility, specifically if something unexpected happens. With the 100% financed dentist mortgage loan, you should anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
Whether you’re moving down the road, across town or across the country, we are here to work with you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Springfield Oregon dentist home loan program!