Regardless of whether you are a first time home buyer or purchasing a new home in St. Cloud Minnesota, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to close your dentist home mortgage with competency and expertise.
Our loan officers in St. Cloud Minnesota offer exclusive financing for dentists, exactly like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of stipulations than their competitions.
If you are trying to find a dentist home loan in St. Cloud Minnesota then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a customized loan program created just for dentists in the home buying process.
We are aware of the budgetary demands of your student loan financial debt, and how essential it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specifically tailored for your needs.
Many dental experts in St. Cloud Minnesota may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these factors smart loan providers know that dentists are a good choice due to the fact that they traditionally have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply talking to the best mortgage loan officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
Suppose you have some cash to put down or are thinking about delaying until you have the money?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your house will offer more security and flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you should expect to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re moving down the street, across town or across the country, we are right here to assist you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our St. Cloud Minnesota dentist home mortgage program!