Regardless of whether you are a first time home buyer or buying a new home in St Joseph Missouri, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to secure your dentist mortgage with efficiency and expertise.
Our loan officers in St Joseph Missouri offer exclusive financing for dentists, like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of stipulations than their competitions.
If you are trying to find a dentist home loan in St Joseph Missouri then you came to the right place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialty loan program designed just for dentists in the home purchasing process.
We are aware of the personal financial demands of your student loan financial obligation, and how vital it is to maintain working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specially tailored for your needs.
Many dental experts in St Joseph Missouri may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice considering that they generally have an extremely low nonpayment rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banks that do simply talking to the right home loan officer makes a tremendous difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are thinking about delaying until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your house will likely offer greater security and overall flexibility, especially if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to begin under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
No matter if you are relocating down the road, across town or across the country, we are available to lend a hand you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our St Joseph Missouri dentist home mortgage program!