Regardless of whether our clients are a first time home buyer or buying a new home in St Peters Missouri, our vetted loan officers have a strong understanding of the local real estate industry and what it really takes to secure your dentist home loan with efficiency and know-how.
Our loan officers in St Peters Missouri offer specialized financing for dentists, like you.
First off, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer requirements than their competitions.
If you are looking for a dentist mortgage in St Peters Missouri then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home shouldn’t be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a special loan program made just for dentists in the home buying process.
We recognize the financial demands of your student loan financial debt, and how vital it is to preserve working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specially tailored for your needs.
A lot of dentists in St Peters Missouri may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these reasons smart lenders know that dentists are a good bet because they historically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do just simply talking to the best mortgage loan officer makes a tremendous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are considering waiting until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage loan paid off sooner and save thousands on interest too.
Furthermore, don’t forget that having equity in your home will likely provide more security and flexibility, specifically if something unplanned happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin underwater. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the home.
Whether you’re moving down the road, across town or across the country, we are right here to assist you throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our St Peters Missouri dentist home loan program!