Whether or not our clients are a first time home buyer or buying a new home in St Petersburg Florida, our vetted loan officers have a solid understanding of the local real estate market and what it requires to secure your dentist home mortgage with proficiency and expertise.
Our loan officers in St Petersburg Florida offer specialized financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with fewer terms than their competitions.
If you are searching for a dentist home loan in St Petersburg Florida then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialized loan program designed just for dentists in the home purchasing process.
We recognize the financial demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specifically tailored for your needs.
A lot of dental experts in St Petersburg Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet because they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply talking to the right home loan officer makes a remarkable difference.
Buying a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are looking at delaying until you have the money?
Our loan providers can do the math for you and show you what each situation looks like and the advantages of each too.
In most cases, you’ll get your home loan paid off sooner and save thousands on interest rates too.
Additionally, don’t forget that having equity in your home will offer more security and overall flexibility, particularly if something unforeseen happens. With the 100% financed dentist mortgage loan, you should expect to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price just to get out of the house.
Regardless of whether you are moving down the road, across town or across the country, we are here to help you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our St Petersburg Florida dentist home mortgage program!