Regardless of whether you are a first time home buyer or purchasing a new home in State College Pennsylvania, our vetted loan officers have a strong understanding of the local real estate market and what it takes to secure your dentist mortgage with competency and expertise.
Our loan officers in State College Pennsylvania provide special financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a fewer number of terms than their competitions.
If you are looking for a dentist mortgage in State College Pennsylvania then you came to the right place.
You’ve worked very hard to become a dentist and buying home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist mortgage is a customized loan program developed just for dentists in the home buying process.
We understand the personal financial demands of your student loan financial debt, and how vital it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is exclusively tailored for your needs.
A lot of dental professionals in State College Pennsylvania may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or minimal to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice considering that they generally have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply consulting with the best home loan officer makes a remarkable difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your home loan paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your house will provide more security and flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you should anticipate to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you are moving down the road, across town or across the country, we are here to help you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our State College Pennsylvania dentist home mortgage program!