Regardless of whether you are a first time home buyer or buying a new home in Suffolk Virginia, our vetted loan officers have a solid understanding of the local real estate market and what it really requires to close your dentist mortgage with proficiency and expertise.
Our loan officers in Suffolk Virginia provide exclusive financing for dentists, exactly like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of terms than their competitions.
If you are searching for a dentist mortgage loan in Suffolk Virginia then you came to the right place.
You’ve trained very hard to become a dentist and buying home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home loan is a customized loan program designed just for dentists in the home buying process.
We understand the budgetary demands of your student loan debt, and how important it is to maintain working capital for when the time is right with starting your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specifically tailored for your needs.
A lot of dentists in Suffolk Virginia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart lenders know that dentists are a good choice because they historically have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do just simply consulting with the best mortgage officer makes a remarkable difference.
Buying a home doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some funds to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your mortgage loan paid off sooner and save thousands of dollars on interest too.
Additionally, don’t forget that having equity in your house will most likely provide greater security and overall flexibility, specifically if something unplanned happens. With the 100% financed dentist home mortgage loan, you should anticipate to start out under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you’re moving down the road, across town or across the country, we are here to assist you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Suffolk Virginia dentist home mortgage program!