Regardless if our clients are a first time home buyer or buying a new home in Sumter South Carolina, our vetted loan officers have a strong understanding of the local real estate market and what it requires to secure your dentist home mortgage with proficiency and know-how.
Our loan officers in Sumter South Carolina provide special financing for dentists, like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer requirements than their competitions.
If you are trying to find a dentist home loan in Sumter South Carolina then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialized loan program put together just for dentists in the home buying process.
We are aware of the budgetary demands of your student loan debt, and how vital it is to maintain working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
A large number of dental professionals in Sumter South Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or minimal to no work history.
Despite these factors smart financial institutions know that dentists are a good choice considering that they typically have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply speaking with the right mortgage officer makes a significant difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are thinking about waiting until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most cases, you’ll get your home mortgage paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your house will likely offer more security and flexibility, particularly if something unforeseen happens. With the 100% financed dentist home mortgage loan, you should expect to begin under water. If something does not work out and you’re forced to sell quickly, you need to be prepared to write a potentially large check for up to 10% of the purchase price simply to get out of the house.
Whether you are moving down the street, across town or across the country, we are right here to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Sumter South Carolina dentist home loan program!