Whether or not you are a first time home buyer or purchasing a new home in Urbandale Iowa, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to secure your dentist home mortgage with efficiency and know-how.
Our loan officers in Urbandale Iowa provide exclusive financing for dentists, just like you.
To start with, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are really profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer terms than their competitions.
If you are searching for a dentist mortgage loan in Urbandale Iowa then you came to the perfect place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist home mortgage is a specialized loan program put together just for dentists in the home buying process.
We are aware of the economic demands of your student loan financial obligation, and how vital it is to preserve working capital for when the time is right with starting your dental career. No matter if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
A large number of dental experts in Urbandale Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet considering that they typically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do simply speaking with the best mortgage officer makes a remarkable difference.
Purchasing a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some funds to put down or are thinking about delaying until you have the money?
Our loan providers can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your home loan paid off earlier and save thousands on interest rates too.
Furthermore, don’t overlook that having equity in your home will definitely provide more security and overall flexibility, specifically if something unplanned happens. With the 100% financed dentist home mortgage loan, you ought to expect to start out underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
Whether you’re moving down the street, across town or across the country, we are available to work with you throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Urbandale Iowa dentist home mortgage program!