Whether or not our clients are a first time home buyer or purchasing a new home in Utica New York, our vetted loan officers have a strong understanding of the local area real estate market and what it really requires to close your dentist home mortgage with competency and know-how.
Our loan officers in Utica New York provide exclusive financing for dentists, just like you.
To start with, let’s discuss why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a lot fewer terms than their competitors.
If you are looking for a dentist mortgage loan in Utica New York then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a special loan program created just for dentists in the home purchasing process.
We recognize the budgetary demands of your student loan financial debt, and how essential it is to maintain working capital for when the time is right with embarking upon your dental career. Whether you are a couple years into practice, or a well established dentist, you can depend on us to find a home loan that is specifically tailored for your needs.
Many dental professionals in Utica New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart financial institutions know that dentists are a good choice because they historically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply talking with the right home loan officer makes a tremendous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most circumstances, you’ll get your home loan paid off earlier and save thousands of dollars on interest rates too.
Furthermore, don’t forget that having equity in your house will likely offer more security and flexibility, particularly if something unplanned happens. With the 100% financed dentist mortgage loan, you should anticipate to start out under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.
Whether you’re relocating down the street, across town or across the country, we are right here to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Utica New York dentist home loan program!