Regardless of whether our clients are a first time home buyer or purchasing a new home in Waltham Massachusetts, our vetted loan officers have a strong understanding of the local real estate industry and what it takes to secure your dentist mortgage with proficiency and expertise.
Our loan officers in Waltham Massachusetts provide special financing for dentists, just like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer terms than their competitors.
If you are looking for a dentist mortgage in Waltham Massachusetts then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialty loan program developed just for dentists in the home purchasing process.
We are aware of the budgetary demands of your student loan liability, and how vital it is to preserve working capital for when the time is right with embarking upon your dental career. No matter if you are a couple years into practice, or a well established dentist, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Quite a few dental professionals in Waltham Massachusetts may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.
Despite these reasons smart loan providers know that dentists are a good choice due to the fact that they generally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banks that do just simply talking with the best home loan officer makes a remarkable difference.
Purchasing a house doesn’t need to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are considering delaying until you have the funds?
Our loan providers can do the math for you and show you what each situation looks like and the benefits of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands of dollars on interest rates too.
Furthermore, don’t overlook that having equity in your home will definitely provide greater security and flexibility, particularly if something unforeseen happens. With the 100% financed dentist home mortgage loan, you ought to anticipate to start out under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
No matter if you are moving down the road, across town or across the country, we are right here to lend a hand you all throughout the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Waltham Massachusetts dentist home loan program!