Regardless if our clients are a first time home buyer or purchasing a new home in Waterloo Iowa, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to close your dentist home mortgage with competency and expertise.
Our loan officers in Waterloo Iowa offer specialized financing for dentists, just like you.
First off, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by loaning them more money with a fewer number of stipulations than their competitors.
If you are looking for a dentist home loan in Waterloo Iowa then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home loan is a customized loan program made just for dentists in the home buying process.
We are aware of the personal financial demands of your student loan liability, and how important it is to preserve working capital for when the time is right with launching your dental career. Regardless if you are a couple years into practice, or a well established dentist, you can count on us to find a mortgage loan that is specifically tailored for your needs.
Many dental experts in Waterloo Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or minimal to no work history.
Despite these reasons smart financial institutions know that dentists are a good choice considering that they historically have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply talking with the best mortgage officer makes a significant difference.
Buying a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering delaying until you have the funds?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most situations, you’ll get your home loan paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your house will most likely provide greater security and overall flexibility, specifically if something unforeseen happens. With the 100% financed dentist mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
No matter if you’re relocating down the street, across town or across the country, we are available to help you through the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our Waterloo Iowa dentist home mortgage program!