Regardless if you are a first time home buyer or buying a new home in West Des Moines Iowa, our vetted loan officers have a solid understanding of the local real estate market and what it really requires to secure your dentist home mortgage with proficiency and expertise.
Our loan officers in West Des Moines Iowa offer specialized financing for dentists, exactly like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer stipulations than their competitors.
If you are trying to find a dentist mortgage in West Des Moines Iowa then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialty loan program created just for dentists in the home buying process.
We recognize the financial demands of your student loan financial obligation, and how essential it is to preserve working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
Many dental experts in West Des Moines Iowa may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these reasons smart lenders know that dentists are a good choice because they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply speaking to the right mortgage loan officer makes a tremendous difference.
Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most situations, you’ll get your mortgage loan paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your home will definitely offer more security and overall flexibility, specifically if something unplanned happens. With the 100% financed dentist mortgage loan, you ought to anticipate to begin underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.
No matter if you’re moving down the street, across town or across the country, we are here to lend a hand you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our West Des Moines Iowa dentist home loan program!