Whether or not you are a first time home buyer or buying a new home in West Haven Connecticut, our vetted loan officers have a strong understanding of the local area real estate industry and what it requires to secure your dentist home mortgage with proficiency and expertise.
Our loan officers in West Haven Connecticut provide special financing for dentists, like you.
First and foremost, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with fewer stipulations than their competitions.
If you are searching for a dentist home loan in West Haven Connecticut then you came to the right place.
You’ve worked very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a special loan program put together just for dentists in the home buying process.
We recognize the budgetary demands of your student loan financial debt, and how essential it is to preserve working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
A large number of dental professionals in West Haven Connecticut may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or very little to no work history.
Despite these factors smart loan providers know that dentists are a good bet due to the fact that they typically have an extremely low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply speaking with the best home loan officer makes an enormous difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are considering waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most instances, you’ll get your home loan paid off sooner and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will most likely provide more security and overall flexibility, specifically if something unexpected happens. With the 100% financed dentist mortgage loan, you should expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the home.
Whether you are moving down the street, across town or across the country, we are available to help you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our West Haven Connecticut dentist home mortgage program!