Regardless if you are a first time home buyer or purchasing a new home in White Plains New York, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your dentist mortgage with efficiency and expertise.
Our loan officers in White Plains New York provide specialized financing for dentists, exactly like you.
To start with, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by lending them more money with a lot fewer requirements than their competitions.
If you are trying to find a dentist mortgage loan in White Plains New York then you came to the right place.
You’ve trained very hard to become a dentist and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a specialized loan program put together just for dentists in the home purchasing process.
We recognize the personal financial demands of your student loan debt, and how crucial it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is exclusively tailored for your needs.
Quite a few dental professionals in White Plains New York may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these factors smart financial institutions know that dentists are a good bet because they generally have an extremely low default rate on loans, high earning potential and secure jobs.
Not all mortgage lenders offer this specialized product and within banks that do simply speaking to the right home loan officer makes a remarkable difference.
Purchasing a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are looking at delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will likely provide greater security and overall flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you ought to anticipate to start out underwater. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
Whether you’re moving down the road, across town or across the country, we are right here to help you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our White Plains New York dentist home loan program!