Whether or not our clients are a first time home buyer or buying a new home in Wilkes Barre Pennsylvania, our vetted loan officers have a strong understanding of the local real estate market and what it really takes to secure your dentist home mortgage with proficiency and know-how.
Our loan officers in Wilkes Barre Pennsylvania offer special financing for dentists, like you.
First, let’s talk about why dentist mortgage loans even exist. The reason is that dentists are extremely profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of requirements than their competitors.
If you are searching for a dentist mortgage in Wilkes Barre Pennsylvania then you came to the right place.
You’ve trained very hard to become a dentist and buying home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home loan is a specialty loan program created just for dentists in the home buying process.
We understand the personal financial demands of your student loan debt, and how essential it is to preserve working capital for when the time is right with starting your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
Many dental professionals in Wilkes Barre Pennsylvania may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or very little to no work history.
Despite these factors smart lenders know that dentists are a good choice considering that they historically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banks that do just simply speaking with the best home loan officer makes a tremendous difference.
Purchasing a house doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are thinking about delaying until you have the money?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most cases, you’ll get your mortgage paid off sooner and save thousands on interest too.
Additionally, don’t forget that having equity in your house will definitely provide greater security and overall flexibility, particularly if something unexpected happens. With the 100% financed dentist mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you’re forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
Whether you are relocating down the road, across town or across the country, we are here to assist you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Wilkes Barre Pennsylvania dentist home loan program!