Whether you are a first time home buyer or purchasing a new home in Wilmington North Carolina, our vetted loan officers have a solid understanding of the local area real estate industry and what it really requires to secure your dentist home mortgage with efficiency and know-how.
Our loan officers in Wilmington North Carolina offer special financing for dentists, just like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with far fewer stipulations than their competitions.
If you are searching for a dentist home loan in Wilmington North Carolina then you came to the perfect place.
You’ve trained very hard to become a dentist and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own loan!
A dentist home mortgage is a specialized loan program made just for dentists in the home purchasing process.
We are aware of the budgetary demands of your student loan debt, and how crucial it is to preserve working capital for when the time is right with launching your dental career. Whether you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is exclusively tailored for your needs.
Quite a few dental professionals in Wilmington North Carolina may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or very little to no work history.
Despite these reasons smart lenders know that dentists are a good bet due to the fact that they typically have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do just simply speaking with the best mortgage officer makes a tremendous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are considering delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the benefits of each too.
In most circumstances, you’ll get your home mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will offer greater security and overall flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you ought to expect to begin under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the home.
Regardless of whether you are relocating down the street, across town or across the country, we are available to lend a hand you through the dentist home loan process:: because you deserve it!
Dentists, get the house of your dreams with our Wilmington North Carolina dentist home mortgage program!