Regardless of whether you are a first time home buyer or purchasing a new home in Woodbury Minnesota, our vetted loan officers have a solid understanding of the local real estate market and what it takes to secure your dentist mortgage with proficiency and know-how.
Our loan officers in Woodbury Minnesota offer specialized financing for dentists, like you.
First and foremost, let’s discuss why dentist mortgage loans even exist. The reason is that dentists are really profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to lock in early career dentists by lending them more money with a fewer number of stipulations than their competitions.
If you are looking for a dentist mortgage in Woodbury Minnesota then you came to the perfect place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan just for dentists?
Yup, dentists get their own mortgage!
A dentist mortgage is a specialty loan program created just for dentists in the home buying process.
We recognize the budgetary demands of your student loan liability, and how essential it is to preserve working capital for when the time is right with embarking upon your dental career. Whether you are a couple years into practice, or a well established dentist, you can count on us to find a home loan that is specially tailored for your needs.
A large number of dental professionals in Woodbury Minnesota may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these factors smart lenders know that dentists are a good bet considering that they generally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply speaking with the best mortgage officer makes an enormous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t need to drain your time.
What if you have some cash to put down or are considering waiting until you have the money?
Our loan providers can do the math for you and show you what each scenario looks like and the benefits of each too.
In most circumstances, you’ll get your mortgage paid off earlier and save thousands on interest too.
Additionally, don’t forget that having equity in your house will likely offer greater security and overall flexibility, specifically if something unanticipated happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
Regardless of whether you are moving down the street, across town or across the country, we are right here to help you through the dentist home loan process:: because you deserve it!
Dentists, get the home of your dreams with our Woodbury Minnesota dentist home loan program!