Whether our clients are a first time home buyer or purchasing a new home in Yakima Washington, our vetted loan officers have a strong understanding of the local area real estate industry and what it requires to secure your dentist mortgage with proficiency and expertise.
Our loan officers in Yakima Washington provide exclusive financing for dentists, just like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with a lot fewer requirements than their competitors.
If you are searching for a dentist home loan in Yakima Washington then you came to the right place.
You’ve trained very hard to become a dentist and purchasing home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan specifically for dentists?
Yup, dentists get their own mortgage!
A dentist home mortgage is a specialty loan program put together just for dentists in the home buying process.
We are aware of the personal financial demands of your student loan debt, and how crucial it is to preserve working capital for when the time is right with starting your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
Quite a few dental experts in Yakima Washington may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these reasons smart loan providers know that dentists are a good bet due to the fact that they traditionally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all financial institutions offer this specialized product and within banks that do simply speaking with the best home loan officer makes a significant difference.
Purchasing a house doesn’t need to empty your savings and the process doesn’t have to drain your time.
Suppose you have some cash to put down or are looking at delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most circumstances, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest too.
Furthermore, don’t forget that having equity in your home will likely provide more security and flexibility, especially if something unexpected happens. With the 100% financed dentist mortgage loan, you should anticipate to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
No matter if you are moving down the street, across town or across the country, we are here to lend a hand you throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the home of your dreams with our Yakima Washington dentist home mortgage program!