Regardless of whether our clients are a first time home buyer or purchasing a new home in Yuma Arizona, our vetted loan officers have a solid understanding of the local area real estate market and what it really takes to close your dentist home loan with proficiency and know-how.
Our loan officers in Yuma Arizona offer specialized financing for dentists, just like you.
First, let’s talk about why dentist mortgage loans even exist. The main reason is that dentists are extremely profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use dentist home loans to secure early career dentists by loaning them more money with fewer terms than their competitors.
If you are looking for a dentist mortgage in Yuma Arizona then you came to the right place.
You’ve worked very hard to become a dentist and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for dentists to buy a home?
A home loan only for dentists?
Yup, dentists get their own home loan!
A dentist mortgage is a customized loan program put together just for dentists in the home purchasing process.
We recognize the financial demands of your student loan financial debt, and how essential it is to maintain working capital for when the time is right with launching your dental career. Whether or not you are a couple years into practice, or a well established dentist, you can rely on us to find a home loan that is specifically tailored for your needs.
Many dentists in Yuma Arizona may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart loan providers know that dentists are a good choice because they typically have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do just simply consulting with the right home loan officer makes a remarkable difference.
Purchasing a home doesn’t need to empty your savings and the process doesn’t have to drain your time.
What if you have some funds to put down or are thinking about delaying until you have the funds?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most cases, you’ll get your mortgage paid off earlier and save thousands on interest rates too.
Additionally, don’t forget that having equity in your home will provide greater security and overall flexibility, specifically if something unexpected happens. With the 100% financed dentist home mortgage loan, you should anticipate to begin under water. If something does not work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the home.
No matter if you’re relocating down the street, across town or across the country, we are here to help you all throughout the dentist home mortgage process:: because you deserve it!
Dentists, get the house of your dreams with our az geo dentist home mortgage program!