Physician Home Loan Program In Alpharetta Georgia

Whether you are a first time home buyer or buying a new home in Alpharetta Georgia, our vetted loan officers have a solid understanding of the local area real estate industry and what it really requires to close your physician loan with proficiency and expertise.

Our loan officers in Alpharetta Georgia provide exclusive financing for doctors, just like you.

To start with, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by lending them more money with a fewer number of requirements than their competitions.

Physician Loan Experts In Alpharetta Georgia

If you are trying to find a physician loan in Alpharetta Georgia then you came to the perfect place.

You’ve trained very hard to become a doctor and buying home should not be nearly as challenging.

Did you know there is a special loan that makes it easy for doctors to buy a home?

A home loan only for doctors?

Yup, doctors get their own loan!

A physician mortgage is a special loan program put together just for doctors in the home buying process.

We understand the personal financial demands of your student loan financial debt, and how vital it is to maintain working capital for when the time is right with starting your career. No matter if you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is specially tailored for your needs.

A large number of doctors in Alpharetta Georgia may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or little to no work history.

Despite these reasons smart lending institutions know that doctors are a good choice considering that they generally have an exceptionally low default rate on loans, high earning potential and secure jobs.

Not all mortgage lenders offer this specialized product and within banks that do simply consulting with the best home loan officer makes a significant difference.

Benefits of Physician Home Loans

  • Generally does not include student loan regular monthly payments in debt-to-income ratio.
  • Requires small to no down payment (0-5 percent).
  • Often does not require private mortgage insurance (PMI), even when lower than 20 percent down payment.
  • Will approve a contract as documentation of future earnings, instead of pay stubs or W-2s, which don’t yet exist.

Buying a house doesn’t need to empty your savings and the process doesn’t need to drain your time.

Should You Put Cash Down?

What if you have some cash to put down or are thinking about waiting until you have the funds?

Our mortgage lenders can do the math for you and show you what each scenario looks like and the advantages of each too.

In most situations, you’ll get your home loan paid off earlier and save thousands on interest too.

Furthermore, don’t overlook that having equity in your house will likely provide more security and flexibility, especially if something unforeseen happens. With the 100% financed physician mortgage loan, you should expect to start out under water. If something doesn’t work out and you’re forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price simply to get out of the house.

Regardless of whether you’re relocating down the street, across town or across the country, we are here to work with you throughout the physician home loan process:: because you deserve it!

Doctors, get the home of your dreams with our Alpharetta Georgia physician home loan program!

Less than an hour ago, doctors just like you requested a loan from the locations listed below.

  • Physician Home Loan Program Wilmington North Carolina
  • Home Mortgage For Physicians In Covington Kentucky
  • Home Mortgage For Physician Memphis Tennessee
  • Physician Home Loan New Berlin Wisconsin
  • Physician Home Loan Program Seattle Washington
  • Home Mortgage For Physicians In San Diego California
  • Physician Mortgage In Florence South Carolina
  • Physician Home Loan Maple Grove Minnesota
  • Physician Mortgage In Wilson North Carolina
  • Home Mortgage For Physician Sandy Springs Georgia