Physician Loan In Annapolis Maryland

Benefits of a Physician Loan

  • Zero or Low Down Payment 0-10% is typical.
  • No Private Mortgage Insurance(PMI) saving you up to 1% annually. That is a $10,000 per year savings on a 1 million dollar home.
  • Student loan debt not counted against you. This allows you to qualify for a nicer home.
  • Higher loan limits up to 2 million are available typically at the same rate.
  • Ability to close 90 days prior to new employment beginning. Moving is stressful enough without starting a new job. Why move twice or pay huge premiums for long term housing.
Get Your Physician Loan Rates Now by Completing the Form Below.

Please complete the reCAPTCHA.

Your application has been received! We will be in touch with you shortly.

Regardless if our clients are a first time home buyer or purchasing a new home in Annapolis Maryland, our vetted loan officers have a solid understanding of the local real estate market and what it really takes to secure your physician loan with proficiency and know-how.

Our loan officers in Annapolis Maryland provide special financing for doctors, exactly like you.

First off, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a fewer number of terms than their competitions.

Physician Home Mortgage Experts In Annapolis Maryland

If you are looking for a physician home loan in Annapolis Maryland then you came to the right place.

You’ve trained very hard to become a doctor and purchasing home shouldn’t be nearly as difficult.

Did you know there is a special loan that makes it easy for doctors to buy a home?

A home loan only for doctors?

Yup, doctors get their own loan!

A physician mortgage is a special loan program made just for doctors in the home buying process.

We understand the financial demands of your student loan liability, and how crucial it is to preserve working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is specially tailored for your needs.

Many physicians in Annapolis Maryland may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.

Despite these factors smart loan providers know that doctors are a good choice considering that they historically have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.

Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking to the right home loan officer makes an enormous difference.

Advantages of Physician Home Loans

  • Typically does not include student loan monthly payments in debt-to-income percentage.
  • Requires very low to no down payment (0-5 percent).
  • Often does not necessitate private mortgage insurance (PMI), even when lower than 20 percent down payment.
  • Will accept an agreement as evidence of future earnings, in lieu of pay stubs or W-2s, which don’t yet exist.

Buying a home doesn’t need to empty your savings and the process doesn’t need to drain your time.

Should You Put Money Down?

Suppose you have some cash to put down or are looking at waiting until you have the cash?

Our loan providers can do the math for you and show you what each circumstance looks like and the benefits of each too.

In most situations, you’ll get your mortgage paid off earlier and save thousands on interest too.

Furthermore, don’t forget that having equity in your home will provide more security and flexibility, specifically if something unexpected happens. With the 100% financed physician home mortgage loan, you should anticipate to begin underwater. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially big check for up to 10% of the purchase price simply to get out of the house.

Whether you’re moving down the street, across town or across the country, we are right here to assist you through the physician home mortgage process:: because you deserve it!

Doctors, get the home of your dreams with our Annapolis Maryland physician loan program!

Less than an hour ago, doctors just like you requested a loan from the locations listed below.

  • Physician Home Loan Program In Mankato Minnesota
  • Physician Home Loan Program In Sterling Heights Michigan
  • Physician Mortgage Chapel Hill North Carolina
  • Physician Home Loan Danville Virginia
  • Home Mortgage For Physicians In Wausau Wisconsin
  • Physician Loan In Kansas City Missouri
  • Physician Home Loan Program In Toledo Ohio
  • Home Mortgage For Physicians In McKinney Texas
  • Physician Home Loan Program Nashville Tennessee
  • Physician Mortgage In Pueblo Colorado
  • Physician Home Loan Program Annapolis Maryland

    Benefits of a Physician Loan

    • Zero or Low Down Payment 0-10% is typical.
    • No Private Mortgage Insurance(PMI) saving you up to 1% annually. That is a $10,000 per year savings on a 1 million dollar home.
    • Student loan debt not counted against you. This allows you to qualify for a nicer home.
    • Higher loan limits up to 2 million are available typically at the same rate.
    • Ability to close 90 days prior to new employment beginning. Moving is stressful enough without starting a new job. Why move twice or pay huge premiums for long term housing.
    Get Your Physician Loan Rates Now by Completing the Form Below.

    Please complete the reCAPTCHA.

    Your application has been received! We will be in touch with you shortly.

    Whether our clients are a first time home buyer or buying a new home in Annapolis Maryland, our vetted loan officers have a solid understanding of the local real estate industry and what it takes to secure your physician loan with competency and know-how.

    Our loan officers in Annapolis Maryland provide specialized financing for doctors, like you.

    First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are very profitable customers for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with far fewer requirements than their competitions.

    Physician Home Mortgage Experts In Annapolis Maryland

    If you are trying to find a physician mortgage loan in Annapolis Maryland then you came to the right place.

    You’ve trained very hard to become a doctor and buying home should not be nearly as difficult.

    Did you know there is a special loan that makes it easy for doctors to buy a home?

    A home loan just for doctors?

    Yup, doctors get their own mortgage!

    A physician loan is a special loan program designed just for doctors in the home buying process.

    We recognize the personal financial demands of your student loan liability, and how important it is to maintain working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is specifically tailored for your needs.

    Many physicians in Annapolis Maryland may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or very little to no work history.

    Despite these reasons smart lenders know that doctors are a good choice due to the fact that they generally have an incredibly low nonpayment rate on loans, high earning potential and secure jobs.

    Not all lenders offer this specialized product and within banking institutions that do simply speaking to the best mortgage loan officer makes an enormous difference.

    Advantages of Physician Mortgage Loans

    • Typically does not include student loan regular monthly payments in debt-to-income ratio.
    • Requires low to no down payment (0-5 percent).
    • Often does not call for private mortgage insurance (PMI), even when lower than 20 percent down payment.
    • Will approve a contract as evidence of future earnings, in lieu of pay stubs or W-2s, that don’t yet exist.

    Buying a home doesn’t have to drain your savings and the process doesn’t have to drain your time.

    Should You Put Cash Down?

    Suppose you have some cash to put down or are considering delaying until you have the money?

    Our lenders can do the math for you and show you what each scenario looks like and the benefits of each too.

    In most situations, you’ll get your mortgage loan paid off earlier and save thousands on interest rates too.

    Additionally, don’t forget that having equity in your home will offer more security and flexibility, specifically if something unplanned happens. With the 100% financed physician mortgage loan, you ought to expect to start out under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.

    Regardless of whether you’re relocating down the street, across town or across the country, we are available to work with you through the physician home loan process:: because you deserve it!

    Doctors, get the house of your dreams with our Annapolis Maryland physician home mortgage program!

    Less than an hour ago, doctors just like you requested a loan from the locations listed below.

  • Physician Home Loan Program Rochester Hills Michigan
  • Physician Loan South Dakota
  • Physician Home Loan Program New Britain Connecticut
  • Home Mortgage For Physicians In Marysville Washington
  • Physician Home Loan St Charles Missouri
  • Physician Mortgage In Brookfield Wisconsin
  • Physician Loan Maryland
  • Physician Home Loan Program In Springfield Missouri
  • Physician Mortgage Kent Washington
  • Physician Loan In Alexandria Louisiana