Whether or not you are a first time home buyer or purchasing a new home in Clearwater Florida, our vetted loan officers have a solid understanding of the local real estate market and what it takes to close your physician home loan with competency and know-how.
Our loan officers in Clearwater Florida offer exclusive financing for doctors, like you.
First and foremost, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are really profitable clients for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a fewer number of terms than their competitions.
If you are looking for a physician loan in Clearwater Florida then you came to the perfect place.
You’ve trained very hard to become a doctor and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician loan is a specialty loan program created just for doctors in the home purchasing process.
We recognize the budgetary demands of your student loan financial debt, and how vital it is to preserve working capital for when the time is right with launching your career. No matter if you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is specially tailored for your needs.
A large number of doctors in Clearwater Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or minimal to no work history.
Despite these factors smart lending institutions know that doctors are a good choice considering that they traditionally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all banks offer this specialized product and within banks that do simply speaking to the right home loan officer makes a remarkable difference.
Purchasing a home doesn’t have to drain your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are thinking about delaying until you have the money?
Our mortgage lenders can do the math for you and show you what each situation looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands on interest rates too.
Furthermore, don’t forget that having equity in your house will definitely offer greater security and flexibility, particularly if something unplanned happens. With the 100% financed physician home mortgage loan, you should anticipate to begin underwater. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially big check for as much as 10% of the purchase price simply to get out of the house.
No matter if you’re relocating down the street, across town or across the country, we are available to lend a hand you throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Clearwater Florida physician home mortgage program!