Regardless of whether you are a first time home buyer or buying a new home in Fresno California, our vetted loan officers have a strong understanding of the local area real estate industry and what it requires to secure your physician home loan with competency and know-how.
Our loan officers in Fresno California offer special financing for doctors, exactly like you.
First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are extremely profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a lot fewer terms than their competitions.
If you are trying to find a physician mortgage in Fresno California then you came to the right place.
You’ve trained very hard to become a doctor and buying home really should not be nearly as difficult.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own home loan!
A physician mortgage is a specialty loan program developed just for doctors in the home purchasing process.
We recognize the economic demands of your student loan debt, and how important it is to preserve working capital for when the time is right with embarking upon your career. Whether you are a couple years into practice, or a well established doctor, you can depend on us to find a home loan that is specifically tailored for your needs.
A large number of doctors in Fresno California may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan debt or little to no work history.
Despite these reasons smart financial institutions know that doctors are a good bet because they generally have an exceptionally low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply speaking to the best mortgage officer makes a remarkable difference.
Buying a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some cash to put down or are thinking about waiting until you have the cash?
Our lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands of dollars on interest too.
Additionally, don’t forget that having equity in your house will likely provide greater security and flexibility, specifically if something unexpected happens. With the 100% financed physician home mortgage loan, you ought to anticipate to start out underwater. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially big check for as much as 10% of the purchase price just to get out of the house.
Whether you are relocating down the street, across town or across the country, we are here to work with you all throughout the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Fresno California physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.