Regardless if you are a first time home buyer or purchasing a new home in Gainesville Florida, our vetted loan officers have a solid understanding of the local area real estate industry and what it requires to secure your physician mortgage with efficiency and know-how.
Our loan officers in Gainesville Florida offer specialized financing for doctors, just like you.
First, let’s discuss why physician mortgage loans even exist. The reason is that doctors are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to lock in early career doctors by loaning them more money with a lot fewer terms than their competitors.
If you are trying to find a physician mortgage in Gainesville Florida then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own home loan!
A physician home mortgage is a customized loan program created just for doctors in the home purchasing process.
We understand the budgetary demands of your student loan financial obligation, and how important it is to maintain working capital for when the time is right with starting your career. Regardless if you are a couple years into practice, or a well established doctor, you can count on us to find a mortgage loan that is exclusively tailored for your needs.
Quite a few physicians in Gainesville Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan debt or little to no work history.
Despite these reasons smart lenders know that doctors are a good bet because they historically have an extremely low nonpayment rate on loans, high earning potential and stable jobs.
Not all mortgage lenders offer this specialized product and within banking institutions that do just simply talking to the right mortgage officer makes a remarkable difference.
Buying a house doesn’t need to drain your savings and the process doesn’t need to drain your time.
Suppose you have some funds to put down or are looking at waiting until you have the cash?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your home mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t forget that having equity in your home will definitely offer more security and overall flexibility, specifically if something unforeseen happens. With the 100% financed physician mortgage loan, you should expect to begin underwater. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the house.
Whether you’re moving down the street, across town or across the country, we are available to help you all throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Gainesville Florida physician loan program!