Whether or not our clients are a first time home buyer or purchasing a new home in Hollywood Florida, our vetted loan officers have a strong understanding of the local area real estate market and what it really takes to close your physician loan with competency and expertise.
Our loan officers in Hollywood Florida offer special financing for doctors, like you.
First, let’s talk about why physician mortgage loans even exist. The main reason is that doctors are really profitable customers for lenders. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with a lot fewer terms than their competitions.
If you are looking for a physician loan in Hollywood Florida then you came to the right place.
You’ve worked very hard to become a doctor and buying home really should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own loan!
A physician home mortgage is a customized loan program made just for doctors in the home purchasing process.
We are aware of the budgetary demands of your student loan financial debt, and how crucial it is to preserve working capital for when the time is right with starting your career. Whether you are a couple years into practice, or a well established doctor, you can rely on us to find a home loan that is exclusively tailored for your needs.
A lot of doctors in Hollywood Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial obligation or minimal to no work history.
Despite these reasons smart lending institutions know that doctors are a good choice due to the fact that they traditionally have an incredibly low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do just simply consulting with the right mortgage loan officer makes a tremendous difference.
Purchasing a home doesn’t need to drain your savings and the process doesn’t have to drain your time.
Suppose you have some money to put down or are considering waiting until you have the funds?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the benefits of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands on interest rates too.
Additionally, don’t overlook that having equity in your house will likely provide more security and overall flexibility, especially if something unexpected happens. With the 100% financed physician mortgage loan, you ought to anticipate to begin under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for as much as 10% of the purchase price just to get out of the house.
Regardless of whether you’re relocating down the street, across town or across the country, we are here to lend a hand you all throughout the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Hollywood Florida physician home loan program!