Regardless if our clients are a first time home buyer or purchasing a new home in Jacksonville Florida, our vetted loan officers have a strong understanding of the local real estate industry and what it really requires to close your physician home loan with proficiency and expertise.
Our loan officers in Jacksonville Florida offer exclusive financing for doctors, like you.
To start with, let’s talk about why physician mortgage loans even exist. The reason is that doctors are very profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a lot fewer stipulations than their competitors.
If you are searching for a physician mortgage in Jacksonville Florida then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home should not be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan just for doctors?
Yup, doctors get their own loan!
A physician loan is a customized loan program made just for doctors in the home purchasing process.
We are aware of the economic demands of your student loan liability, and how important it is to preserve working capital for when the time is right with embarking upon your career. Whether or not you are a couple years into practice, or a well established doctor, you can count on us to find a home loan that is specially tailored for your needs.
Many physicians in Jacksonville Florida may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial obligation or very little to no work history.
Despite these reasons smart loan providers know that doctors are a good bet considering that they traditionally have an exceptionally low default rate on loans, high earning potential and stable jobs.
Not all lenders offer this specialized product and within banking institutions that do simply consulting with the best mortgage loan officer makes a tremendous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
What if you have some money to put down or are thinking about waiting until you have the money?
Our mortgage lenders can do the math for you and show you what each scenario looks like and the advantages of each too.
In most instances, you’ll get your home mortgage paid off sooner and save thousands on interest too.
Furthermore, don’t overlook that having equity in your home will likely provide more security and flexibility, specifically if something unplanned happens. With the 100% financed physician home mortgage loan, you should expect to begin under water. If something does not work out and you are forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price simply to get out of the house.
Regardless of whether you’re relocating down the road, across town or across the country, we are available to lend a hand you through the physician home loan process:: because you deserve it!
Doctors, get the home of your dreams with our Jacksonville Florida physician home loan program!