Regardless if you are a first time home buyer or purchasing a new home in Keizer Oregon, our vetted loan officers have a solid understanding of the local area real estate market and what it really requires to secure your physician mortgage with competency and expertise.
Our loan officers in Keizer Oregon provide specialized financing for doctors, exactly like you.
To start with, let’s talk about why physician mortgage loans even exist. The reason is that doctors are extremely profitable customers for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by lending them more money with a fewer number of terms than their competitors.
If you are searching for a physician mortgage in Keizer Oregon then you came to the perfect place.
You’ve trained very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan only for doctors?
Yup, doctors get their own home loan!
A physician loan is a customized loan program put together just for doctors in the home purchasing process.
We recognize the financial demands of your student loan liability, and how crucial it is to preserve working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established doctor, you can rely on us to find a mortgage loan that is exclusively tailored for your needs.
A lot of doctors in Keizer Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or very little to no work history.
Despite these factors smart lending institutions know that doctors are a good bet because they traditionally have an incredibly low nonpayment rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banking institutions that do simply talking to the best mortgage officer makes an enormous difference.
Purchasing a house doesn’t need to drain your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are thinking about delaying until you have the funds?
Our mortgage lenders can do the math for you and show you what each circumstance looks like and the advantages of each too.
In most instances, you’ll get your mortgage paid off earlier and save thousands on interest too.
Furthermore, don’t overlook that having equity in your home will provide more security and overall flexibility, specifically if something unanticipated happens. With the 100% financed physician mortgage loan, you should anticipate to start out under water. If something doesn’t work out and you are forced to sell quickly, you should be prepared to write a potentially large check for as much as 10% of the purchase price simply to get out of the home.
Whether you are relocating down the street, across town or across the country, we are right here to assist you all throughout the physician home mortgage process:: because you deserve it!
Doctors, get the home of your dreams with our Keizer Oregon physician loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.