Regardless if you are a first time home buyer or buying a new home in Keizer Oregon, our vetted loan officers have a strong understanding of the local area real estate market and what it really requires to secure your physician home loan with competency and know-how.
Our loan officers in Keizer Oregon offer special financing for doctors, just like you.
First, let’s talk about why physician mortgage loans even exist. The reason is that doctors are really profitable clients for lending institutions. They take out big loans early in their careers and almost always pay them off. Lenders use physician home loans to secure early career doctors by loaning them more money with fewer terms than their competitors.
If you are looking for a physician loan in Keizer Oregon then you came to the right place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for doctors to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician loan is a specialty loan program developed just for doctors in the home purchasing process.
We are aware of the economic demands of your student loan financial debt, and how crucial it is to preserve working capital for when the time is right with embarking upon your career. No matter if you are a couple years into practice, or a well established doctor, you can depend on us to find a mortgage loan that is specially tailored for your needs.
Quite a few physicians in Keizer Oregon may not qualify for conventional loans for various reasons such as minimal savings for a down payment, big student loan financial debt or little to no work history.
Despite these reasons smart loan providers know that doctors are a good choice considering that they traditionally have an incredibly low default rate on loans, high earning potential and secure jobs.
Not all financial institutions offer this specialized product and within banking institutions that do simply talking with the right mortgage officer makes an enormous difference.
Buying a house doesn’t have to empty your savings and the process doesn’t need to drain your time.
Suppose you have some money to put down or are considering waiting until you have the money?
Our lenders can do the math for you and show you what each situation looks like and the benefits of each too.
In most cases, you’ll get your mortgage loan paid off earlier and save thousands of dollars on interest rates too.
Additionally, don’t forget that having equity in your house will provide greater security and overall flexibility, particularly if something unforeseen happens. With the 100% financed physician home mortgage loan, you should expect to begin under water. If something does not work out and you’re forced to sell quickly, you should be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the home.
Whether you’re moving down the road, across town or across the country, we are right here to lend a hand you through the physician home loan process:: because you deserve it!
Doctors, get the house of your dreams with our Keizer Oregon physician home loan program!
Less than an hour ago, doctors just like you requested a loan from the locations listed below.