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I have spent most of my professional career as a mortgage loan officer, both with major banks and mortgage companies, and can truly say “I love working with home buyers to help make their dream of home ownership come true. Whether FHA or VA buyers, conforming or non-conforming, conventional or jumbo, construction or professional loan programs, I have worked with them all and know them inside and out. Accolades… sure I have them…
Ranked the #1 mortgage loan officer in the State of Ohio for construction / purchase origination in 2012, 2013, 2014, 2015, & 2016 with over $100 million in loans closed each year.
* Per top loan officer rankings by Mortgage Industry publication Scotsman Guide.
…but the satisfaction of helping each individual client is what is important to me. If you need a lender who will work tirelessly to get your deal closed then look no further. Message or call me anytime and I will be glad to help.
Thinking of building or buying, call me first to find the perfect loan program for you.
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Whether or not you are a first time home buyer or purchasing a new home in Kentucky, our vetted loan officers have a solid understanding of the local real estate market and what it requires to close your physician home mortgage with efficiency and know-how.
Our loan officers in Kentucky offer specialized financing for doctors, just like you.
First and foremost, let’s discuss why physician mortgage loans even exist. The main reason is that doctors are extremely profitable clients for financial institutions. They take out big loans early in their careers and almost always pay them off. Lenders use doctor loans to secure early career doctors by lending them more money with a lot fewer requirements than their competitors.
If you are trying to find a physician mortgage loan in Kentucky then you came to the perfect place.
You’ve worked very hard to become a doctor and purchasing home shouldn’t be nearly as challenging.
Did you know there is a special loan that makes it easy for physicians to buy a home?
A home loan specifically for doctors?
Yup, doctors get their own mortgage!
A physician loan is a specialty loan program made just for physicians in the home buying process.
We recognize the personal financial demands of your student loan financial debt, and how vital it is to maintain working capital for when the time is right with starting your career. Whether or not you are a couple years into practice, or a well established physician, you can depend on us to find a home loan that is specially tailored for your needs.
Quite a few doctors in Kentucky may not qualify for conventional loans for various reasons such as minimal savings for a down payment, large student loan financial debt or little to no work history.
Despite these reasons smart loan providers know that doctors are a good bet because they historically have an extremely low default rate on loans, high earning potential and stable jobs.
Not all banks offer this specialized product and within banks that do just simply talking to the best mortgage officer makes a significant difference.
Buying a home doesn’t have to empty your savings and the process doesn’t have to drain your time.
What if you have some money to put down or are considering waiting until you have the money?
Our loan providers can do the math for you and show you what each scenario looks like and the advantages of each too.
In most instances, you’ll get your home loan paid off earlier and save thousands on interest too.
Furthermore, don’t forget that having equity in your house will definitely provide more security and flexibility, especially if something unexpected happens. With the 100% financed physician home mortgage loan, you ought to expect to begin under water. If something doesn’t work out and you are forced to sell quickly, you need to be prepared to write a potentially sizable check for up to 10% of the purchase price just to get out of the house.
Regardless of whether you are relocating down the street, across town or across the country, we are here to work with you throughout the physician home mortgage process:: because you deserve it!
Doctors, get the house of your dreams with our Kentucky physician home mortgage program!
Top cities in Kentucky for a physician loan.